Entries by Crystal Olsen

New Study: Older Americans Working, More Depending on a Paycheck

A new study recently released from PEW Research Center shows that more older Americans are working, and working more than any time since the turn of the century. With families still struggling to get by and recovering from the great recession, more and more people are dependent on a weekly paycheck even as they reach […]

ARC Welcomes Zynda Sellers to Council

Today, Zynda Sellers, a lawyer and financial education leader, became the newest member of the Alliance for Responsible Consumer Legal Funding (ARC) Advisory Council. Adding its fourth new member in less than a year, the Council has been growing quickly with accomplished professionals that all bring diverse perspectives to the table. Sellers’ unique expertise in financial […]

Meet Our ARC Advisory Council: Becki Gray

ARC is lucky to have a diverse Advisory Council whose members guide policy positions, help inform the public about consumer legal funding, and look out for consumers. Becki Gray is one of the newest members of the Advisory Council and someone you need to know! She’s a public policy thought leader from North Carolina who currently serves […]

Legislation From Vermont Sets New Standard

Politicians often talk about the need for good public policy, good lawmaking. But, finding real agreement can be difficult. Well in Vermont, they did it—implementing sweeping consumer protections while maintaining access to consumer funding. How? They did their research, doing an exhaustive study of the issue. They listened to their constituents. They saw the need, […]

Memorial Day Reminds Us That Freedom Isn’t Free

Our Constitution, our representative government, our right to live as free people. Memorial Day reminds us of those who have given their lives for our country—died defending us, and defending the tenants which we live by. Choice is a big part of the American way of life, and maintaining that right has been important from […]

New Poll: Two-Thirds of Americans Would Struggle to Cover $1,000 Crisis

The Associated Press-NORC Center for Public Affairs Research just released a new poll concluding that seventy-five percent of people in households making less than $50,000 a year would have difficulty coming up with $1,000 to cover an unexpected bill. For those making $50,000 and $100,000, the difficulty decreased to only 67 percent. For those of […]

The Middle Class Needs to be Empowered, Not Shamed

Middle class families are supposed to have achieved some degree of financial stability, but in America, most are still likely to be left with few options when faced with an emergency. According to the recent Atlantic article, The Secret Shame of Middle-Class Americans, half of respondents a recent Fed survey said that to come up […]

In The Real World, Tort Cases Don’t Break the Bank

It’s time to set the record straight. There’s a major misconception that personal injury cases are some get-rich-quick scheme. The real world truth is that personal injury cases are rarely pursued. When they are, people aren’t using cases to try and hit the jackpot. And there’s undeniable evidence to prove it. A new study by […]

The Common Denominator of American Families

America has a reputation of being a melting pot, filled with diverse people. Our country is made up of those differing in race, ethnicity, religion, education, economic opportunity. Yet, there is one thing that most of us all have in common: we aren’t prepared to deal with a financial crisis. Savings or no savings – […]