Brandy’s Road to Recovery: Helping an Injured Floridian Fight Back
Imagine driving home from work and suddenly your vehicle is struck by another vehicle, through no fault of your own. The initial shock of the accident is traumatizing and confusing. The medics have arrived and are examining you for injuries. Police officers are on the scene to help assist and assess the situation. Onlookers have gathered to help those in need and provide details of what they saw. Everyone on the scene is trying to help get the situation under control so that those involved can quickly get on the road to recovery.
Now imagine several months have passed since the accident, your injuries are lingering, you are out of work, your bills are piling up and BIG INSURANCE is still refusing to settle your claim in a fair manner. BIG INSURANCE knows the longer they wait, the more desperate you will become, and a settlement for a less than fair price is imminent. BIG INSURANCE has created a road block to your road to recovery.
Meet Brandy from Florida. She is going through a similar situation after being involved in an automobile accident. She suffered significant injuries that limited her ability to work. She lost her health insurance and her bills have begun to pile up. She needs money just to pay for her everyday expenses, but more importantly just wants to get back to her normal way of life.
Unfortunately, like millions of other Americans, Brandy’s road to recovery has been blocked by BIG INSURANCE and their ever increasing tactics of delaying legitimate claims. Brandy, however, wasn’t going to be intimidated by these delay tactics and instead decided to seek the help of a consumer legal funding company.
Through the help of consumer legal funding, Brandy was able to secure funds to help pay for her everyday living expenses, like rent, food and utilities. This allowed Brandy to continue to seek a full and fair litigation claim against BIG INSURANCE without the pressures of wondering if she could afford to eat the next day.
“I didn’t get into this car accident on purpose and I don’t intend to profit from it either.” Brandy said. “I just want to be back to where I was before. [The access to funding] helped me get back on the road to recovery.”
Brandy, like thousands of other folks across the country, was able to rely on the important services consumer legal funding provides. The funding creates an avenue for those in need to secure non-recourse funding to help support themselves and pay their everyday living expenses. It is through the ability of this funding that allows those folks to continue to seek a fair and just settlement for injuries they sustained in an accident that was not their fault.
Like those who come together at the scene of the accident, consumer legal funding is there after the accident to help provide a path to the road to recovery.
Technically it’s not a low-ball offer. It’s a policy-limits offer. It just doesn’t hapepn to be enough to cover your damages.The first thing I would do it contact the state department of insurance to see if there are any rules or laws governing how such claims are apportioned to each party. The fairest way to handle such a claim is to take the total amount of everybody’s damages, figure out what % of the total is yours and what % is the other person’s, then apply those percentages to the total amount of the available insurance. There may be no rule about this though and they possibly divided it up some other way or did first-come first-served or something.You’ll not be able to squeeze any more money out of the insurer than whatever the limits of the policy are that the responsible person paid for. That’s all there is.You have other options:A) If you didn’t sign a claims release you can pursue the responsible driver for the difference in small claims court.B) You can make a claim under your collision insurance if you have it.C) You can make a claim under your UMPD (uninsured/underinsured motorists property damage) coverage if you have it.D) You can shop the repair around and see if you can get a cheaper estimate. Tell the shop what you have to work with and see what they can do.E) You can file a claim against the driver of the car directly behind you alleging negligence / partial negligence in some way on their part.F) You may be able to take payment for the rental car they were going to get for you in cash instead of actually renting a car (in some circumstances / places).